How to Do Your Crypto and Stocks Tax in Australia (In One Place)

Tax time with a share portfolio and a crypto wallet usually means running two systems: one for the exchange CSVs, another for the broker statements, and a spreadsheet in the middle trying to make them agree. This year there's a shorter route. Both are CGT assets, they belong in the same return, and you can now calculate both in one place.

The good news: the ATO treats them more alike than you'd think

Shares and crypto are both CGT assets. That means for both:

• Disposals trigger CGT. Selling shares, selling crypto for AUD, and swapping one coin for another are all CGT events.
• The 12-month CGT discount applies to both. Assets held for at least 12 months before disposal may qualify for the 50% discount.
• Gains and losses land in the same calculation. Your net capital gain is worked out across all your CGT assets, shares and crypto together, which is the most practical reason to calculate them in one place rather than in separate tools.

Where they differ

• Income streams: shares pay dividends (with franking credits attached); crypto generates income through staking, interest and airdrops, taxed at market value when received. Both are assessable, but they're reported differently.
• Data trails: your broker gives you neat statements; your crypto lives across exchanges, wallets and chains. Different sources, same obligation: complete records of every parcel.
• Crypto-to-crypto trades count. There's no share-market equivalent of swapping BTC for ETH being taxable, and it's the thing that catches crypto investors out most.

Why one system beats two

The practical wins:

1. One set of parcels. Every share purchase, every DRP reinvestment, every coin buy is a parcel with its own date and cost base. One system tracking all of them means one source of truth when you dispose.
2. One report for your accountant (or one set of figures for myTax) instead of stitching two exports together.
3. One portfolio view all year. Your total position, gains, losses and fees across both, not two apps and a mental sum.

How to do it in Summ

1. Connect your brokers. Import your share trading history, dividends and DRPs.
2. Connect your exchanges and wallets. Hundreds supported, read-only.
3. Review. Everything's categorised: trades, dividends, staking, transfers.
4. Generate one ATO-ready report covering the lot, ready for myTax or your accountant.

The FY25-26 year ended 30 June. If you lodge yourself, the deadline is 31 October 2026; a registered tax agent can extend that, but get on their books before 31 October.

See your crypto and stocks in one place

This guide is general information, not tax or financial advice. Consider your own circumstances and consult a registered tax professional if you're unsure.

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